Category: Financial Blog
FinCon
Building your first ₹1 crore takes more time than the next ₹9 crore combined.
The journey from ₹1 crore to ₹10 crore doesn’t get harder. It gets faster. Here’s the math and mindset shift that explains why : Let’s start with some surprising numbers. Getting to ₹1 Cr might feel like 10% of the ₹10 Cr journey, but it takes 45% of the total time. Because all your effort […]
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FinCon
OPERATION SINDOOR: Time to Panic or Stay Put?
India has conducted OPERATION SINDOOR last week to avenge the Pahalgam attack. The overnight attack was on 9 terrorist base camps of Pakistan and POK* . We have seen two such surgical strikes since 2016 (Uri and Balakot) and the impact on markets have been limited. *Source: Press Release clickhere Government action suggests there is […]
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FinCon
Time vs Money: How Delay Impacts Your Wealth Journey
Wealth creation is not merely about making significant decisions but also hinges significantly on timely decisions. The simple act of delaying investments can drastically affect your financial future. Understanding how delay can impact wealth generation is crucial for achieving financial independence. The cost of delaying investments, often termed as the ‘delay cost of investment,’ indicates […]
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FinCon
Choosing Between Old vs New Tax Regime FY 2025-26
What Should You Pick? Your HR will soon ask you: Old Regime or New Regime? After Budget 2025, the New Regime appears more attractive at first glance—but don’t rush your decision. For some, the Old Regime may still be the smarter option. Let’s break it down 👇 Understanding Both Regimes OLD REGIME Offers deductions (like […]
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FinCon
Uncategorized
5 Habits of Smart Investors: What Sets Them Apart?
Investing isn’t just about numbers. It’s about mindset, discipline, and building the right habits — just like staying fit or eating healthy. While markets may rise and fall, what truly keeps investors ahead of the curve isn’t timing the market, but how they behave in it.We’ve all seen those people who seem to always make […]
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FinCon
Home Loan vs SIP: A Real-Life Financial Journey from Bhilai (C.G.)
- April 14, 2025
- Bhilai finance story
- early loan repayment
- equity SIP
- financial planning India
- home loan interest
- home loan prepayment
- home loan vs sip
- Indian personal finance
- loan vs investment
- mutual funds 2025
- Omega Financial
- real-life finance case study
- sip investment
- sip returns
- systematic investment plan
In today’s fast-changing Indian economy, choosing between prepaying a home loan and investing in a Systematic Investment Plan (SIP) can be a defining financial decision. Let’s explore a real-life story from Bhilai, Chhattisgarh, to understand the pros and cons of each approach in 2025.. The Real-Life Case of Rohit Rohit, a 33-year-old civil engineer from […]
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FinCon
Want a Fixed Salary After You Retire? Here’s how to achieve!
Retirement is supposed to be a time of relaxation, travel, and enjoying life—not a time to worry about money. But let’s be honest, once the monthly paycheck stops, the biggest concern is, “How do I maintain a steady income?” What if you could still receive a fixed salary even after retirement, without working? Sounds like […]
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FinCon
Market Correction vs. Bear Market: Key Differences Explained
“Market Correction vs. Bear Market: Understanding the Recent Decline in Indian Markets” Understanding Market Corrections Stock markets are known for their ups and downs, but did you know that 10-20% temporary declines occur almost every year? While these fluctuations may seem alarming in the short term, history shows that they are part of the market […]
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FinCon
Union Budget 2025: Key Highlights, Tax Reforms, and Economic Outlook
Union Budget 2025: Key Highlights, Tax Reforms, and Economic Outlook The Union Budget 2025, presented by the Finance Minister, introduces a range of reforms aimed at boosting India’s economic growth, improving infrastructure, supporting MSMEs, and making taxation more inclusive. Let’s take a closer look at the major takeaways, including revised income tax slabs, new sectoral […]
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FinCon
Uncategorized
Budget 2025 India: Key Expectations & Financial Reforms to Watch
Budget 2025 India: Key Expectations & Financial Reforms to Watch The Union Budget 2025 key highlights will be closely watched as Finance Minister Nirmala Sitharaman presents the second full budget of Modi 3.0 on February 1, 2025. This marks her eighth consecutive budget, setting a new record as the first Finance Minister to do so, […]
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