How Raj Plans to Reach ₹10 Crores in 9 Years (And You Can Too)
Meet Raj. He’s 32, works as a software engineer, and like most of us, dreams big. But instead of just aiming for a new car or a fancy apartment, Raj has set his sights on something much bigger — building a ₹10 Crore wealth corpus in just 9 years.
Sounds crazy? Maybe.
But with a solid plan, it’s totally possible.
Raj isn’t banking on luck or the next hot stock tip. He believes in discipline, consistency, and the power of SIP — Systematic Investment Plan. No drama, no gambling — just smart investing.
Why Compounding Is the Real Hero
Every SIP Raj makes doesn’t just sit there — it grows. Then that growth grows. And then that growth grows. Over time, this snowball effect creates serious wealth.
He’s not betting big or timing the market. He’s just staying invested and letting time do its thing.
What’s Raj’s Plan?
Here’s what Raj is working with:
- Goal: ₹10 Crores
- Timeframe: 9 years (or 108 months)
- Investment route: Monthly SIP in mutual funds
- Expected returns: 10% to 15% annually
After crunching the numbers, Raj figured he needs to invest around ₹53,500 every month. Over 9 years, that’s about ₹57.7 lakhs from his pocket.
But here’s the magic: that ₹57.7 lakhs could grow into ₹10 Crores, thanks to the power of compounding.
What If He Had Less Time?
Let’s say Raj wanted to hit ₹10 Crores in just 8 years. Now he’d need to invest about ₹63,000 a month — almost ₹10,000 more every month.
Just by giving himself one more year, he eases the pressure and makes the goal more realistic. Time really is your biggest friend when it comes to investing.
Raj’s 4 Simple Rules
- Start Early – Less stress, more growth.
- Stay Consistent – No skipping SIPs, no matter the market mood.
- Increase Gradually – A salary hike = a SIP hike.
- Be Patient – Ignore the noise, stick to the plan.
Final Thought
Raj’s ₹10 Crore goal may look huge. But he’s not doing anything fancy — just being regular, steady, and focused.
You don’t need to be wealthy to start investing.
You just need to start. That’s how you become wealthy.
Disclaimer: The information provided in this infographic is for educational purposes only and should not be considered as financial advice. We recommend consulting a certified financial professional before making any major financial decisions. Omega Financial is not liable for any decisions made based on this material.
Investment in the equity market and securities is subject to market risk; read all the scheme-related documents carefully.
